President and Founder
Jon Bodan is the President & Founder of The Perpetual Financial Group, Inc. He has been in the mortgage and financial industry for nearly 20 years, and founded the Company in 2002. He attended college at Georgia State University and studied Finance. In his career prior to forming The Perpetual, he was a Senior Lender at First Union National Bank, and also carried several Securities & Insurance licenses.
About as close to being an Atlanta native as you can get, Jon moved to Atlanta when he was about 5 years old. Jon is happily married to his wife Ann, and they have two furry children, Spyke and Peppermint Patty. Jon is also an accomplished musician and records albums with his internationally known band Halcyon Way.
Jon is also a huge self-proclaimed nerd and collects vintage 1980s Transformers for fun.
Director of Processing
Cathy is a rare, unicorn-like, native of Atlanta and grew up in Stone Mountain. She has a degree in Education, but got into the mortgage industry in 1997 “for fun”, and the rest is history. She’s been processing loans ever since and has done more than 10,000 of them by her estimate. She is a huge NASCAR fan, lives in Winder with her daughters Evie & Ashlyn. Her Boxer’s name is Talladega Super Speedway.
Director of Client Relations
Originally from Buffalo NY, Laurie has been settled in Atlanta since 2010 now. Laurie was a Property Manager for 16 years in NY, 12 of those as a licensed Realtor. After moving to Atlanta she worked as a software engineer in SaaS. After missing working in the Real Estate industry, she has now come back to it full time. She has three grown children living in NY and Oregon. Her free time is spent reading, music, and with friends. On the side she is learning American Sign Language so she can tell Jon “what she really thinks” without him knowing what she’s saying.
Julia Rose, B.PH, JD
Senior Mortgage Consultant
In the 40 years that Julia has practiced in the Real Estate Industry, and in her 10 years in the Mortgage lending business, it has been very important to her to be honest, professional, and to provide “world-class” service. Above all, she believes that her clients’ interests and desires come before her own. As a result the majority of her business comes directly from referrals, and she deeply appreciates the trust her clients place in her when they refer their family, friends, and business associates to her.
Julia is also an accomplished pianist of many years, and has performed on the same stages as many Jazz greats as both a solo artist and as a session musician. She has a young son named JonCarl who keeps her busy along with her real estate and musical endeavors.
Nashville Branch Manager/Mortgage Consultant
Steve is the Branch Manager of the Nashville office of The Perpetual. Steve comes to us with over 20 years of management, retail, and mortgage industry experience. Steve believes that life is all about relationships and building connections.
Originally and always a Jersey boy at heart, Steve moved to the Nashville area about 12 years ago. Steve has been happily married to his wife Tara for over 15 years and they have 3 children (well, actually puppies) named Custard, Phoebe and Daisy Mae. Steve is also an international recording artist with 6 releases to his credit. When not busy doing mortgages you can see him out on the road with his band Halcyon Way.
Director of Closing
Michelle grew up in New York City and relocated to Georgia in 2007. She has over 10 years in insurance and management. She had a very successful management career in the field of housing and relocation where she was a key player in MARKETING, NEGOTIATIONS, AND CLIENT MANAGEMENT. Michelle is the quintessential example of integrity, hard work, energy, and creative service for every detail of your finance needs. With her background, she is excited to announce that she is carrying over these same qualities and principles to an exciting career as a mortgage loan officer. With her professionalism of integrity and loyalty, she is devoted to:
– Taking the time to listen and learn about client needs, wants and desires
– Being knowledgeable of the market to help clients when buying or selling
– Using innovative marketing plans and buying/selling techniques
Whether you are looking to buy a home, an investment property, or relocation to the Atlanta area Michelle will take the time necessary to help you achieve your goals.
Senior Mortgage Consultant
Dave was born in northeast Ohio and moved south after graduating from Youngstown State University (BSBA Management/Marketing). He got his start in the mortgage business after receiving his broker’s license in 1998, later moving to a direct lender, and then expanding his knowledge as a mortgage banker with both community banks and also a national bank. According to Dave, “I chose to renew my mortgage business with The Perpetual Financial Group because they are a lender, not a broker or a bank, completely dedicated to treating each client as a VIP and not a number and getting their loans closed in under 24 days. Being voted Best of Gwinnett for three straight years proves their dedication to professionalism.” Dave has helped his clients purchase their first home, vacation home and rental properties throughout the southeast. Self employed borrowers will continue to be one of his specialties. Dave and his wife Karen have raised three sons in Georgia and reside in Gwinnett County. Dave’s mission is to make the families and people he finance’s his number one priority.
Kimberly was born in Indiana, and moved to Atlanta as a teenager in 1985. She has 30 years customer service and retail management experience combined, with 13 of those in banking. She loves to socialize and meet new people. She strives to listen to individual customer needs and concerns in order to help them with the best options for them. In her free time, she enjoys cooking, crafting, traveling, live music, spending time with her son, and friends.
Tara is from a New Jersey family and thrives on being surrounded by friends and family and walking with her husband Steve and their puppies (Jersey the Great Dane and Daisy Mae the little one). Tara served in the US Army and after her honorable discharge, spent the next 15 years living her life in the clouds as a flight attendant for American Airlines. In 2011, she planted her feet firmly on the ground and joined corporate America and later started her entrepreneurial cupcake business called T’Cakes. Tara is also her husband’s biggest fan as he and his band mates rock the world with every show.
Tara and Steve have joined forces with The Perpetual Financial Group’s #TeamBraun, helping people accomplish their dreams with “RockStar Treatment”.