Jon Bodan | President and Founder of The Perpetual

Jon Bodan

President and Founder

Jon Bodan is the President & Founder of The Perpetual Financial Group, Inc. He has been in the mortgage and financial industry for nearly 20 years, and founded the Company in 2002. He attended college at Georgia State University and studied Finance. In his career prior to forming The Perpetual, he was a Senior Lender at First Union National Bank, and also carried several Securities & Insurance licenses.

About as close to being an Atlanta native as you can get, Jon moved to Atlanta when he was about 5 years old. Jon is happily married to his wife Ann, and they have two furry children, Spyke and Peppermint Patty. Jon is also an accomplished musician and records albums with his internationally known band Halcyon Way.

Jon is also a huge self-proclaimed nerd and collects vintage 1980s Transformers for fun.

Email Jon Bodan
Phone: 770-972-4955 x305
Fax: 770-972-6336

Cathy Holman | Processing Manager
Email Cathy Holman
Phone: 770-972-4955
Fax: 770-972-6336

Cathy Holman

Director of Processing

Cathy is a rare, unicorn-like, native of Atlanta and grew up in Stone Mountain.  She has a degree in Education, but got into the mortgage industry in 1997 “for fun”, and the rest is history.  She’s been processing loans ever since and has done more than 10,000 of them by her estimate.  She is a huge NASCAR fan, lives in Winder with her daughters Evie & Ashlyn.  Her Boxer’s name is Talladega Super Speedway.

Julia Rose | Senior Mortgage Consultant
Email Julia Rose
Phone: 770-867-0064
Fax: 678-963-5161

Julia Rose, B.PH, JD

Senior Mortgage Consultant

In the 40 years that Julia has practiced in the Real Estate Industry, and in her 10 years in the Mortgage lending business, it has been very important to her to be honest, professional, and to provide “world-class” service. Above all, she believes that her clients’ interests and desires come before her own. As a result the majority of her business comes directly from referrals, and she deeply appreciates the trust her clients place in her when they refer their family, friends, and business associates to her.

Julia is also an accomplished pianist of many years, and has performed on the same stages as many Jazz greats as both a solo artist and as a session musician. She has a young son named JonCarl who keeps her busy along with her real estate and musical endeavors.

Steve Braun | Nashville Branch Manager/Mortgage Consultant
Email Steve Braun
Phone: 615-429-1209
Fax: 770-972-6336

Steve Braun

Nashville Branch Manager/Mortgage Consultant

Steve is the Branch Manager of the Nashville office of The Perpetual.  Steve comes to us with over 20 years of management, retail, and mortgage industry experience. Steve believes that life is all about relationships and building connections.

Originally and always a Jersey boy at heart, Steve moved to the Nashville area about 12 years ago. Steve has been happily married to his wife Tara for over 15 years and they have 3 children (well, actually puppies) named Custard, Phoebe and Daisy Mae. Steve is also an international recording artist with 6 releases to his credit. When not busy doing mortgages you can see him out on the road with his band Halcyon Way.

Michelle Lugo

Director of Closing

Michelle grew up in New York City and relocated to Georgia in 2007. She has over 10 years in insurance and management. She had a very successful management career in the field of housing and relocation where she was a key player in MARKETING, NEGOTIATIONS, AND CLIENT MANAGEMENT. Michelle is the quintessential example of integrity, hard work, energy, and creative service for every detail of your finance needs. With her background, she is excited to announce that she is carrying over these same qualities and principles to an exciting career as a mortgage loan officer.  With her professionalism of integrity and loyalty, she is devoted to:

– Taking the time to listen and learn about client needs, wants and desires

– Being knowledgeable of the market to help clients when buying or selling

– Using innovative marketing plans and buying/selling techniques

Whether you are looking to buy a home, an investment property, or relocation to the Atlanta area Michelle will take the time necessary to help you achieve your goals.


Dave Cooper |Senior Mortgage Consultant
Email Tara Braun
Office: 770-972-4955
Cell: 615-293-4404
Fax: 770-972-6336

Tara Braun

Mortgage Consultant

Tara is from a New Jersey family and thrives on being surrounded by friends and family and walking with her husband Steve and their puppies (Jersey the Great Dane and Daisy Mae the little one). Tara served in the US Army and after her honorable discharge, spent the next 15 years living her life in the clouds as a flight attendant for American Airlines. In 2011, she planted her feet firmly on the ground and joined corporate America and later started her entrepreneurial cupcake business called T’Cakes. Tara is also her husband’s biggest fan as he and his band mates rock the world with every show.

Tara and Steve have joined forces with The Perpetual Financial Group’s #TeamBraun, helping people accomplish their dreams with “RockStar Treatment”.

Dave Cooper |Senior Mortgage Consultant
Email Jason Weaver
Office: 678-521-1750
Fax: 770-972-6336

Jason Weaver

Senior Loan Officer

Whether you are purchasing your dream home or just trying to save money by refinancing, Jason has been helping families like yours since 1997.  Jason graduated from the University of West Florida with a degree in Economics in 1994, and prior to joining The Perpetual he worked as a Financial Planner, Bank Manager, and owned his own mortgage company. 

Jason is committed to providing the best service and value during what will probably be the largest financial transaction in his clients’ lives.  The majority of Jason’s clients are referral based which is a testament to his knowledge of the mortgage business and the incredible manner in which he conducts his business on a daily basis.

In his spare time, Jason enjoys spending time with his two beautiful daughters who keep him young, challenged, and on his toes, each day!

Michelle Lugo | Transaction Coordinator / Mortgage Consultant

Kimberly Skellams

Transaction Coordinator

Kimberly was born in Indiana, and moved to Atlanta as a teenager in 1985. She has 30 years customer service and retail management experience combined, with 13 of those in banking. She loves to socialize and meet new people.  She strives to listen to individual customer needs and concerns in order to help them with the best options for them. In her free time, she enjoys cooking, crafting, traveling, live music, spending time with her son, and friends.


Dave Cooper |Senior Mortgage Consultant

Email Edward Frierson
Office: 770-972-4955 x 317
Fax: 770-972-6336

Edward Frierson

Director of Client Relations

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