Exception Request Submission

Company

This field is for validation purposes and should be left unchanged.

MLO*

Closing Date

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Channel*

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Account Executive / Loan Officer*

Loan Number

Borrower Name

Black Diamond Loan Program

Exception Category*

Exception Type 1*

Exception Type 2

Loan Number

Loan Program*

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Loan Program*

Doc Type*

Citizenship Status

Lease Term

Length of Lease

Is subject property currently rented?

First time investor?

Property Type*

Other Property Type Please Describe

Occupancy*

Loan Purpose*

Loan Amount*

DTI*

DSCR*

Fico Borrower 1*

Fico Borrower 2

Employment Type Borrower 1

Employment Type Borrower 2

Total Monthly Income*

Current PITIA*

Proposed PITIA*

Is the borrower a first time home buyer?*

Is the borrower using gift funds?*

# Properties Owned*

Months of Reserves*

Relevant Guideline*

Exception Details (What specifically, is not meeting guidelines? Provide supporting information to justify the exception.)*

Compensating Factors to Support Request

(Check all that apply, be as accurate as possible)

# of months

# of years

FICO

LTV

Residual Income

DTI

Years in Profession

Additional Notes or Comp Factors (purpose of cash-out, if prior exception granted on loan, request within acceptable framework, etc.)

Document Files

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