Financing 5–9 Unit Multifamily Properties in Georgia
Properties with five to nine residential units are considered small multifamily properties and are typically financed using commercial or investor-focused loan programs.
Rockstar Mortgage has been helping real estate investors across Georgia since 2002 and has earned the Best of Gwinnett Mortgage Company award for more than 13 years.
Common Financing Options
- DSCR loans based on rental income
- Small balance commercial loans
- Portfolio lender financing
Typical Underwriting Considerations
- Property cash flow
- Rent roll and leases
- Investor experience
- Loan to value ratio
Example Multifamily Scenario
| Item | Example |
|---|---|
| Number of Units | 6 |
| Total Monthly Rent | $9,000 |
| Mortgage Payment | $6,500 |
| DSCR | 1.38 |
