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Refinancing Rental Properties Without Tax Returns & Using DSCR Loans

by | Mar 10, 2026

Refinancing Rental Properties Without Tax Returns

Rental property investors can refinance properties using DSCR loan programs that evaluate the income generated by the property rather than the borrower’s personal tax returns.

Rockstar Mortgage has worked with real estate investors across Georgia (and the entire country) since 2002 and has been recognized as Best of Gwinnett Mortgage Company for more than 13 years.

Benefits of DSCR Refinancing

  • No tax returns required
  • LLC ownership allowed
  • Portfolio expansion flexibility

Example

Item Amount
Monthly Rent $2,000
Mortgage Payment $1,500
DSCR 1.33
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