This website is owned and operated by The Perpetual, located at 1838 Old Norcross Road, #400, Lawrenceville, GA 30044.
Access to this Website
The Perpetual reserves the right at all times, in its sole discretion and without notice to you, to deny your access to and use of this website.
Username and Password Registration
You may be required to register an account to access certain features of this website. In doing so, you agree to provide correct, current, and complete information to the best of your ability. If you choose, or are provided with, a username, password, or any other piece of identifying information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this site or portions of it using your username, password or other identifying information. You agree to notify The Perpetual immediately if you believe your username, password, or other identifying information has been lost, stolen or otherwise compromised. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.
You acknowledge and agree that you are solely responsible for all damages or claims that may arise from any access to or use of this website by any person to whom you have provided your username, password or other identifying information, or by any person who has obtained such information from you, including, but not limited to, any access to or use of this website that may occur after you have notified us that your username, password or other identifying information has been lost, stolen or otherwise compromised.
By accessing or using this website, you agree that:
- You will only access or use this website and transact business with The Perpetual if you are at least 18 years old;
- You will use the website solely for its services offered in the normal course of business;
- You will always act in accordance with the law, custom, and in good faith;
You further agree to not use the website in any way that:
- Changes or alters the website, content or services that may appear on this website;
- Impairs in any way the integrity or operation of the website;
- Interferes with or induces a breach of the contractual relationships between The Perpetual and its employees;
- Is in any way unlawful or prohibited, or that is harmful or destructive to anyone or their property;
- Transmits any advertisements, solicitations, schemes, spam, flooding, or other unsolicited email and commercial communications;
- Transmits any harmful or disabling computer codes or viruses;
- Harvests email addresses from this website;
- Transmits unsolicited email to this website or to anyone whose email address includes the domain name of this website;
- Interferes with The Perpetual’s network services;
- Attempts to gain unauthorized access to The Perpetual’s network services;
- Suggests an express or implied affiliation or relationship with The Perpetual without the express written permission of The Perpetual;
- Impairs or limits our ability to operate this website or any other person’s ability to access and use this website;
- Unlawfully impersonates or otherwise misrepresents your affiliation with any person or entity;
- Transmits or uploads violent, obscene, sexually explicit, discriminatory, hateful, threatening, abusive, defamatory, offensive, harassing, or otherwise objectionable content or images;
- Dilutes or depreciates the name and reputation of The Perpetual or any of its affiliates;
- Transmits or uploads content or images that infringe upon any third party’s intellectual property rights or right to privacy; or
- Unlawfully transmits or uploads any confidential, proprietary or trade secret information.
Links to Third Party Content
By using this website you acknowledge and agree that The Perpetual will not be responsible or liable to you or any other person for any damages or claims that might result from your use of such content, services, calculation, information, products or materials.
Application of Additional Terms
All information and content on this website, except where otherwise stated (including but not limited to all logos, text, graphics, images, video and audio, data compilations, software, and the design, selection and arrangement thereof), are owned by The Perpetual, its affiliates, partners, licensors, or other providers of such material, and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
“The Perpetual” and the mark consisting of the name “The Perpetual” are registered trademarks of The Perpetual. All related names, terms, logos, product and services names, designs, and slogans are trademarks of The Perpetual or its affiliates or licensors. You must not use such marks without the prior written permission of The Perpetual. All other names, logos, product and service names, designs, and slogans on this website are the property of their respective owners.
You acknowledge and agree that you are permitted to view and download the material on this website for your informational or internal business use only. You do not acquire any ownership rights by downloading or viewing any material on this website. You further acknowledge and agree that you will not in any way copy, reproduce, publish, create derivative works from, perform, upload, post, distribute, transfer, transmit, modify, adapt, reverse engineer, frame in any webpage, or alter the appearance of any materials from this website.
You agree that any testimonials and submissions made to The Perpetual concerning your use of the website or containing any comments, improvements, suggestions, and ideas regarding this website, become irrevocable and permanent property of The Perpetual, and may be used by The Perpetual in any way The Perpetual deems fit, in its sole judgment.
THIS WEBSITE, INCLUDING ANY CONTENT OR INFORMATION CONTAINED WITHIN IT OR ANY WEBSITE-RELATED SERVICE, IS PROVIDED “AS IS”. The Perpetual DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS CONTENT AND INFORMATION, AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS CONTENT AND INFORMATION. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, FITNESS FOR ANY PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE CONTENT AND INFORMATION.
The Perpetual CANNOT GUARANTEE UNINTERRUPTED SERVICE, SERVICE AT ANY PARTICULAR TIME, OR INTEGRITY OF DATA, INFORMATION OR CONTENT STORED OR TRANSMITTED VIA THE INTERNET. The Perpetual WILL NOT BE LIABLE FOR ANY UNAUTHORIZED ACCESS TO, OR ANY CORRUPTION, ERASURE, THEFT, DESTRUCTION, ALTERATION OR INADVERTENT DISCLOSURE OF, DATA, INFORMATION OR CONTENT TRANSMITTED, RECEIVED OR STORED ON ITS SYSTEM CAUSED BY CIRCUMSTANCES OUTSIDE OF The Perpetual’s CONTROL. YOU ASSUME TOTAL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS WEBSITE, WEBSITE-RELATED SERVICES, AND LINKED WEBSITES.
EXCEPT AS SPECIFICALLY PROVIDED IN THIS AGREEMENT OR WHERE THE LAW REQUIRES A DIFFERENT STANDARD, The Perpetual IS NEITHER RESPONSIBLE NOR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR OTHER DAMAGES ARISING OUT OF OR RELATING IN ANY WAY TO THIS WEBSITE, WEBSITE-RELATED SERVICES, A DISRUPTION OF WEBSITE SERVICES, CONTENT OR INFORMATION CONTAINED WITHIN THIS WEBSITE, AND/OR ANY LINKED WEBSITE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THIS WEBSITE, WEBSITE-RELATED SERVICES, AND/OR LINKED WEBSITES IS TO STOP USING THIS WEBSITE AND/OR THOSE SERVICES.
Waiver and Severability
The services offered by The Perpetual and this website are intended for U.S. residents only. This website is not approved for distribution outside of the U.S. and non-U.S. residents should not rely or act upon the information contained within.
To learn about how The Perpetual uses and protects the privacy of its users, please visit: https://theperpetual.com/privacy-policy/
GA Residential Mortgage Licensee (Lender) #17706
Florida Mortgage Lender License #MLD1465
Tennessee Department of Financial Institutions Registration (Lender) #118108
Licensed By The Department of Financial Protection And Innovation Under The California Residential Mortgage Lending Act
CA DBO 41DBO-96397
TX SML Lender Licensed
AL Consumer Credit License #22731
Arizona Mortgage Banker License #1007631
North Carolina Mortgage Lender License #L-189804
South Carolina Mortgage Lender/Servicer License #MLS-136261
FHA Title II Non-Supervised Lender